|Position: Credit Analyst - Commercial|
|Job Id: 605-2018-0128|
|# of Openings: 1|
COMMERCIAL CREDIT ANALYST
Responsible for providing competent credit analysis for lending activities, assistance in the administration of borrowing accounts, training for business loan staff, and assistance in completion of special projects and assignments. Underwrites loan requests for business and commercial real estate borrowers, including reviewing and analyzing financial and industry data, borrower performance and management capabilities; verifies credit references and information; and recommends credit limits. Prepares reports on the status of credit and collections, and other operating systems.
Major Duties and Responsibilities
Bachelor's degree in business, finance or accounting or equivalent combination of education and relevant work experience.
A significant level of trust and diplomacy is required to be an effective subject matter expert in the position. In-depth dialogues, conversations and explanations with customers, direct and indirect reports and outside vendors of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, educating and/or advising others on matters of significance.
Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in emergency situation. Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours whenever required or requested by management. Must be capable of regular, reliable and timely attendance.
Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.
Mental and/or Emotional Requirements
Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.
Interra Credit Union is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
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